Iustus Loan App: Apply Now, Signup, Login, Customer Care, Download Apk, Reviews

Lustus Loan App offers a quick and reliable online lending platform that provides loans ranging from N5,000 to N100,000 with a repayment plan of 1 to 3 months. In this article, we’ll delve into the various aspects of Iustus Loan App, including its interest rate, repayment plan, customer care, loan eligibility criteria, processing time, customer service, eligible criteria, and frequently asked questions.

How to Download Iustus Loan App APK from Softonic.com

If you’re looking to download the Iustus Loan App, Softonic.com is a great place to start. Here’s how you can download the app:

1. Go to Softonic.com and search for “Iustus Loan App”.
2. Click on the app to view its details and click on the “Download” button.
3. The app will begin downloading automatically. Once the download is complete, open the app and follow the installation prompts.
4. After installation, launch the app and sign up or log in to your account.

How to Sign Up and Log In to Iustus Loan App

Signing up for Iustus Loan App is a simple process that can be done in just a few steps:

1. Launch the app and click on the “Sign Up” button.
2. Enter your phone number and create a password for your account. Click on “Sign Up” to complete the registration process.
3. You’ll receive an OTP (One-Time Password) via SMS to verify your phone number. Enter the OTP in the app and click on “Verify”.
4. Once your phone number is verified, you’ll be redirected to the app’s homepage where you can view your loan options and apply for a loan if you meet the eligibility criteria.

To log in to your account, follow these steps

1. Launch the app and click on the “Log In” button.
2. Enter your phone number and password to log in to your account. If you’ve forgotten your password, click on “Forgot Password” to reset it.
3. Once you’re logged in, you can view your loan history, apply for a new loan, or manage your existing loans from the app’s homepage.

Lustus loan app Review 

Interest Rate

Iustus Loan App charges an interest rate of 10% per month on its loans. While this may seem high compared to traditional bank loans, it’s important to remember that Iustus Loan App offers quick and convenient loans that are easily accessible to individuals who may not have access to traditional banking services. Additionally, the shorter repayment period of 1 to 3 months helps to mitigate the overall cost of borrowing.

Repayment Plan

Iustus Loan App offers a flexible repayment plan that allows borrowers to choose a repayment period of 1 to 3 months. This flexibility allows borrowers to choose a repayment plan that suits their financial situation and helps them avoid defaulting on their loans.

Customer Care

Iustus Loan App has a dedicated customer care team that is available 24/7 to answer any questions or concerns that borrowers may have. The customer care team can be reached via phone or email, and they are known for their prompt and efficient service.

Loan Eligibility Criteria

To be eligible for a loan from Iustus Loan App, borrowers must meet the following criteria:

• Be a Nigerian citizen with a valid BVN
• Have a verifiable source of income
• Provide proof of identity (e.g., National ID card or driver’s license)
• Provide proof of address (e.g., utility bill or bank statement)
• Have an active bank account linked to their BVN

Lustus App

The Iustus Loan App is available for download on both the Google Play Store and the Apple App Store. The app is user-friendly and easy to navigate, making it simple for borrowers to apply for loans and manage their accounts.

Loan Processing Time

Iustus Loan App prides itself on its quick loan processing time. Once an application is submitted, borrowers can expect to receive their funds within 24 hours if approved. This fast processing time is one of the reasons why Iustus Loan App has become so popular among Nigerians in need of quick cash.

Customer Service

In addition to its dedicated customer care team, Iustus Loan App also offers a comprehensive FAQ section on its website and app. This section covers a wide range of topics related to loans, repayments, and eligibility criteria, making it easy for borrowers to find the information they need. Additionally, Iustus Loan App has a strong online presence on social media platforms like Facebook and Twitter, where it regularly interacts with its customers and addresses any concerns or issues that arise.

Eligible Criteria

To be eligible for a loan from Iustus Loan App, borrowers must meet the following criteria:

• Be a Nigerian citizen with a valid BVN
• Have a verifiable source of income (e.g., salary slip or bank statement)
• Provide proof of identity (e.g., National ID card or driver’s license)
• Provide proof of address (e.g., utility bill or bank statement)
• Have an active bank account linked to their BVN with at least six months’ activity history. It’s important to note that meeting these criteria does not guarantee approval for a loan; other factors such as credit history and loan repayment behavior may also be considered by Iustus Loan App when evaluating loan applications.

How to Apply for a Loan in Cash Door Loan

To apply for a loan from Iustus Loan App using Cash Door Loan (a third-party payment platform), follow these steps:

• Download the Cash Door Loan app from the Google Play Store or Apple App Store.
• Create an account using your phone number and email address.
• Link your bank account by providing your account number and BVN. 
• Log in to your Cash Door Loan account and select “Apply Now” on the homepage. 
• Fill out the loan application form with your personal information and employment details. 
• Upload your proof of identity (e.g., National ID card or driver’s license) and proof of address (e.g., utility bill or bank statement). 
• Submit your application and wait for approval from Iustus Loan App (this should take no more than 24 hours). 

Frequently Asked Questions and Answers on Iustus Loan

1. How do I know if I’m eligible for a loan from Iustus Loan App?

To determine if you’re eligible for a loan from Iustus Loan App, you’ll need to meet the following criteria:

• Be a Nigerian citizen with a valid BVN
• Have a verifiable source of income (e.g., salary slip or bank statement)
• Provide proof of identity (e.g., National ID card or driver’s license)
• Provide proof of address (e.g., utility bill or bank statement)
• Have an active bank account linked to your BVN with at least six months’ activity history. It’s important to note that meeting these criteria does not guarantee approval for a loan; other factors such as credit history and loan repayment behavior may also be considered by Iustus Loan App when evaluating loan applications.

2. How long does it take to receive my loan from Iustus Loan App?

Once your loan application is approved, you can expect to receive your funds within 24 hours via your linked bank account. This quick processing time is one of the reasons why Iustus Loan App has become so popular among Nigerians in need of quick cash.

3. What happens if I default on my loan repayments with Iustus Loan App?

If you’re unable to make your loan repayments on time, Iustus Loan App offers several options to help you manage your debt. These options include:

• Extending the repayment period: If you’re struggling to make your repayments, you can contact Iustus Loan App customer care and request an extension on your repayment period. This will give you more time to pay back your loan without incurring additional fees or penalties.
• Restructuring the loan: If you’re experiencing long-term financial difficulties, you can contact Iustus Loan App customer care and request a loan restructuring. This will allow you to modify the terms of your loan, such as reducing the interest rate or extending the repayment period, to make it more manageable for your current financial situation.
• Debt consolidation: If you have multiple loans from different lenders, you can contact Iustus Loan App customer care and request a debt consolidation. This will allow you to combine all of your debts into a single loan with a lower interest rate, making it easier to manage and repay over time.

It’s important to note that defaulting on your loan repayments can negatively impact your credit score and make it more difficult for you to borrow money in the future. As such, it’s always best to prioritize making your loan repayments on time and in full to avoid any unnecessary financial consequences.

Conclusion

Iustus Loan App offers a fast and reliable online lending platform that provides loans ranging from N5,000 to N100,000 with a repayment plan of 1 to 3 months at an interest rate of 10% per month. With its flexible repayment plan, quick processing time, and dedicated customer care team, it’s no wonder that the Iustus Loan App has become so popular among Nigerians in need of quick cash. Whether you’re facing unexpected expenses or just need a little extra help managing your finances, the Iustus Loan App is here to provide the support you need.