Nairaplus Loan App: Reviews, Apply, Signup, Login, Customer Care, Download Apk

Nairaplus Loan App: Reviews, Apply, Signup, Login, Customer Care, Download Apk

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Accessing financial services has become more convenient than ever before. Nairaplus Loan App, developed by Nairaplus Tech, is a digital lending platform in Nigeria that offers quick and easy loans to its users. With the Nairaplus Loan App, users can borrow up to N500,000 and enjoy a seamless loan application process.

Nairaplus Loan App Review: Interest Rate and Repayment Schedule

Nairaplus Loan App offers loan interest rates of 0.09% per month, depending on the loan amount and repayment time. The repayment schedule is flexible, with options for weekly, bi-weekly, or monthly repayments. The app also offers a grace period of up to 14 days for the first repayment, making it easier for borrowers to manage their finances. 

How to Download Nairaplus Loan APK 

To download the Nairaplus Loan App from third-party websites like, follow these simple steps:

  1. Go to and search for “Nairaplus Loan App” in the search bar.
  2. Click on the app when it appears in the search results.
  3. Click on the “Download” button to start the download process.
  4. Follow the on-screen instructions to complete the installation process once the download is complete.
  5. Launch the app and sign up or log in to access its features.

How to Sign Up on the Nairaplus Loan App

To sign up on Nairaplus Loan App, follow these simple steps:

  • Download and install the app from the Google Play Store or a third-party website like
  • Launch the app and click on “Sign Up” at the bottom of the screen.
  • Enter your phone number and click on “Send OTP”. You will receive an OTP via SMS which you will enter into the app to verify your phone number.
  • Fill out your personal information, including your name, email address, and date of birth.
  • Provide your employment details, including your job title, company name, and monthly income.
  • Upload a government-issued ID card and proof of address to complete the verification process.
  • Once your account is verified, you can apply for a loan by clicking on “Apply Now” in the app’s main menu.

How to log into Nairaplus Loan Account

If you’re a Nairaplus loan user, you might be wondering how to log in to your account. Here’s a step-by-step guide:

  1. Download the Nairaplus Loan App: If you haven’t already done so, download the Nairaplus Loan App from the Google Play Store or Apple App Store.
  2. Open the App: Once you’ve downloaded the app, open it on your smartphone or tablet.
  3. Enter Your Phone Number: On the login page, enter the phone number you used to register for the Nairaplus loan app.
  4. Enter Your Password: After entering your phone number, enter your password. If you’ve forgotten your password, click on “Forgot Password” and follow the instructions to reset it.
  5. Click on “Login”: Once you’ve entered your phone number and password, click on “Login” to access your Nairaplus loan account.

How to Borrow Money from Nairaplus Loan App

Borrowing money from Nairaplus Loan App is easy and convenient. Here’s how to do it:

  • Log in to Your Account: Follow the steps outlined above to log in to your Nairaplus loan account.
  • Click on “Apply for Loan”: Once you’re logged in, click on “Apply for Loan” at the bottom of the screen.
  • Enter Loan Amount: Enter the amount of money you want to borrow (up to N500,000).
  • Select Repayment Plan: Choose a repayment plan that suits your needs – weekly, bi-weekly, or monthly repayments over 6 months to 1 year.
  • Submit Application: After entering the loan amount and repayment plan, click on “Submit Application” to complete the process.

Frequently Asked Questions and Answers on Nairaplus Loan

1. How long does it take to receive my loan after applying? 

  • After submitting your loan application, it takes between 15 minutes and 24 hours for the Nairaplus Loan App to process and disburse the loan into your bank account or mobile wallet (depending on your preference). 2. What documents do I need to provide for a Nairaplus loan? 
  • To apply for a Nairaplus loan, you only need a valid government-issued ID (such as a driver’s license, voter’s card, or national ID card) and a recent utility bill (such as electricity or water bill) as proof of address. 

3. What is the interest rate on Nairaplus loans? 

The interest rate on Nairaplus loans is currently 2% per month (equivalent to 24% per annum). This interest rate is subject to change based on market conditions and other factors. 

4. Can I extend my repayment period? 

Yes, you can request an extension of your repayment period by contacting Nairaplus Loan App customer support through their website or app messaging feature. However, additional fees may apply for extending the repayment period beyond the initial term agreed upon at the time of borrowing. 


Nairaplus Loan App offers a convenient and accessible way for Nigerians to borrow money quickly and easily through their digital lending platform. By following these simple steps, you can easily log in to your account, apply for a loan, and manage your repayments through their user-friendly app interface. Remember to always check their website or app for any updates or changes in policies or procedures regarding their loans and services before applying for or borrowing any funds from them.

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